Private & Secure by Design
Your financial data belongs to you. BudgetTracker operates entirely on your local device. We do not store your personal or financial data on our servers.
About Shared AI Budget Tracker
Take Control of Your Money with a Budget Tracker That Respects Your Privacy
BudgetTracker is a secure, intelligent, and private personal finance manager designed to help you take control of your money. Whether you are tracking daily expenses, planning monthly budgets, or managing loans, BudgetTracker provides the tools you need to achieve your financial goals.
- Private & secure
- Works offline
- Opt-in AI assistant
Also known as BudgetTracker · Free to download · optional Premium · iPhone, iPad and Android
Why Shared AI Budget Tracker
Seamless Cloud Backup & Sync
Never lose your data. Securely back up your local database directly to your personal Google Drive. Want to analyze your spending on your computer? Automatically sync your transactions to your own Google Sheets account.
AI Financial Assistant
Opt-in to our intelligent AI Chat assistant to get instant insights into your spending habits. Ask questions about your budgets, categorize expenses faster, and get smart financial summaries based on your actual data.
Core Features
Expense & Income Tracking
Easily log transactions on the go.
Custom Budgets
Set and monitor spending limits for different categories.
Goal Management
Track your progress toward savings goals.
Loan Amortization
Calculate and track loan payments and schedules.
Category Management
Organize your spending exactly how you want it.
Offline Mode
Fully functional without an internet connection (sync and AI features require internet).
See it in action
What you can use it for
One app for the whole household budget: personal, shared with your partner or family, and everything in between.
- Shared budget tracker for couples and families
- Household and family budget planner
- Group expenses and shared wallet
- Monthly budget and cash-flow management
- Bill and spending tracker
- Savings goals
- Loan and debt tracking
- AI expense analysis and budget insights
Take charge of your personal finances today with a budget tracker that respects your privacy.
Frequently asked questions
Where is my financial data stored?
On your device, in a local database. We do not keep it on our own servers. If you choose, you can back it up to your personal Google Drive.
Does the AI see my finances?
Only if you opt in to the AI assistant. Your question and relevant budget context are sent to the AI provider to answer it, and are not retained by us.
Is it free?
The app is free to download. Premium plans are optional and are billed by the App Store or Google Play.
How do I delete my data?
Delete records or clear the database in the app settings, or remove the app. Backups in Google Drive are removed from your own Google account. See the privacy policy for the deletion request form.
More: Shared AI Budget Tracker overview · Support · Privacy policy